Should you take traffic school or fight a 100-in-a-70 ticket?
“100 in a 70 out west and I live in Tampa can traffic school keep points off and do I have to report it for my clearance”
— Marcus L., Tampa
A Tampa business owner with brutal insurance rates and a security-clearance reporting problem needs to know whether traffic school actually helps after a 100-in-a-70 stop.
For a Tampa driver, the first ugly fact is this: in Florida, 30 mph over the limit is not the same as a basic speeding ticket.
At 100 in a 70, you are in the 30-over category. That usually means a mandatory court appearance in Florida. And once that happens, the standard "I'll just click traffic school online and make the points disappear" plan starts falling apart.
What Florida traffic school normally does
Florida's Basic Driver Improvement course works for a lot of ordinary moving violations.
If you're eligible and you elect it properly, you can usually keep points off your Florida license record for that ticket. The conviction can still show up in different ways, but the big win is no points assessed by the state.
That matters if your commercial auto premium is already insane, or you're a business owner driving all over Hillsborough County, up I-275, across the Selmon, and through I-4 traffic every week.
But BDI has limits.
You can generally choose it only once every 12 months and no more than five times in your lifetime. CDL holders can't use it to avoid points for tickets received in a commercial vehicle. And for serious speed cases, especially 30+ over, you do not get the same routine mail-it-in option that people use for a 12-over ticket on Dale Mabry.
Why 100 in a 70 is different
In Florida, 100 in a 70 is still a traffic infraction, not the criminal misdemeanor you could be facing in states like Virginia for reckless driving by speed. That distinction matters a lot for a security clearance.
A civil traffic infraction is better than a criminal charge.
But it's still bad.
At 30 mph over, the court is involved. The judge can decide penalties, and traffic school is usually discretionary if it's allowed at all. You may be able to ask for a withhold of adjudication and permission to complete a course, but that is not automatic.
This is where people get burned. They assume "traffic school" means "ticket erased."
It doesn't.
What it actually removes from your record
The cleanest way to say it is this:
- Traffic school in Florida can keep points from being added if the court or clerk lets you elect it and the violation qualifies. It does not magically delete the stop, the citation, or the fact that you were accused of driving 100 in a 70.
Insurance companies may still see enough to care. Your employer may still care. A security office reviewing reporting obligations may definitely still care.
If your business auto insurer is already gouging you, that distinction is a big deal. No points is helpful. No record at all is not what Florida traffic school gives you.
Online versus in-person in Tampa
For ordinary Florida cases, online school is common and usually fine if the provider is state-approved. Nobody is handing out extra gold stars because you sat in a classroom near East Tampa or drove over to a course in Pinellas.
Online is about convenience.
In-person is about logistics hell.
For a 100-in-a-70 case, though, online versus in-person is not the main question. Eligibility is. If the court requires you to appear, the first issue is whether the judge will even allow school as part of the outcome.
What if the ticket happened outside Florida
That matters.
You said "flat desert highway with perfect visibility," which sure as hell does not sound like Tampa, US 301 in Ruskin, or the Howard Frankland at rush hour. So if this happened in Arizona, Nevada, Utah, or New Mexico, that state's law controls the charge.
And some western states treat triple-digit speeding much more harshly than Florida does. Some call it reckless driving. Some make it criminal. Some offer traffic school for minor violations but not for high-speed cases.
Florida may still learn about the out-of-state conviction through the Driver License Compact or another reporting channel, and points can still hit your Florida record depending on the offense.
So don't assume "I live in Tampa" means "Florida traffic school fixes this."
The clearance problem is separate from the points problem
This is the part people with clearances really can't afford to screw up.
Your reporting duty usually turns on your employer's policy and the terms of the clearance process, not whether Florida puts three points on your license. If the citation is criminal in the state where it happened, or if you are required to report any traffic charge over a certain threshold, traffic school does nothing to erase that duty.
A reduced noncriminal outcome can help.
Failing to report because you hoped the course would bury it can hurt a lot more than the speed itself.
So if this is a Florida ticket, the real comparison is not "online school or classroom." It's "can the court be persuaded to allow a no-point outcome at all, or are you better off fighting the charge because 100 in a 70 is already outside the normal traffic-school lane."
This is general information, not legal counsel. Points, fines, and consequences vary by jurisdiction and driving record. If you're dealing with a traffic charge, get a professional opinion.
Speak with a traffic attorney now →